Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing or using the QevaPicks Mortgage Calculator ("Service"), you agree to be bound by these Terms of Service.

2. Service Description

The Service provides mortgage calculation tools for informational purposes only. Results are estimates and should not be considered financial advice.

3. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to disrupt or interfere with the Service
• Verify all calculation results with qualified professionals

4. Intellectual Property

All content and software associated with the Service are the property of QevaPicks and protected by intellectual property laws.

5. Limitation of Liability

QevaPicks shall not be liable for any damages resulting from use of or inability to use the Service, including but not limited to financial losses.

6. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use after changes constitutes acceptance of the new terms.

The QevaPicks Mortgage Calculator provides estimates for informational purposes only. The calculations are based on the information you provide and standard mortgage formulas, but actual loan terms offered by lenders may vary significantly.

Not Financial Advice: The results provided by this calculator should not be construed as financial, legal, or professional advice. We strongly recommend consulting with qualified mortgage professionals, financial advisors, and tax specialists before making any financial decisions.

Accuracy: While we strive to provide accurate calculations, we cannot guarantee the precision of the results. Factors such as changing interest rates, lender-specific fees, and individual credit circumstances can affect actual mortgage terms.

No Lender Relationship: QevaPicks is not a mortgage lender, broker, or financial institution. We provide an independent calculation tool and do not endorse any particular lender or loan product.

By using this calculator, you acknowledge that any reliance on the results is at your own risk.